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Business and finance: all articles

Councils for a business management and finance. Everything, as for money and operations with them (the credits, a currency exchange). And also useful information about the markets of services, real estate, securities and so forth.
Number of articles in subsections:
Business and finance144
Currency market30
Real estate36
Legal issues63
Larson Holz – reviews of safe investments on Forex Currency market
Ларсон Хольц – отзывы о безопасных инвестициях на ФорексInvestment into successful business is an attractive source of earnings. On this appeal various swindlers or simply unfair companies which promise the moon "guaranteed", also play absence of risk and transcendental percent. Customer reviews Larson Holz, unfortunately, testify that there are such dishonest brokers and in the market Forex.
Deprivation of the parental rights Legal issues
Лишение родительских правToday in increasing frequency not only fathers, but also mothers leave the children to the mercy of fate and are eliminated from their education. There was a wrong opinion that can deprive of the parental rights those who for several years did not pay the alimony, drug addicts and people having alcoholism.
How to save on purchases Business and finance
Как экономить на покупкахPopular wisdom says - saved, so earned. As well as where to buy qualitative goods at minimum price? It is especially actual if the budget puts you in a rigid framework and, unfortunately, big expenses it is too expensive. And after all there are various ways and tricks, about them and the speech will go today.
How to receive SNILS on the child Legal issues
Как получить СНИЛС на ребенкаToday in many establishments and the organizations you are asked to show to SNILS or as still call it – a green plastic card. And if earlier such document was issued only at achievement of majority or employment, today SNILS is made out even on children, and any age.
What is the bank guarantee Business and finance
Что такое банковская гарантияThe concept of the bank guarantee was heard by many. What is such and as it is put into practice in business, we will consider in detail material.
How to fight against collectors Business and finance
Как бороться с коллекторамиToday very few people have no behind soul the uniform credit. And very few people are not afraid to appear the malicious defaulter and to fall into hands of employees of collection bureau. Who are they and what actually can make to you? Today we will talk about knocking-out of debts.
Rules of business correspondence Business and finance
Правила деловой перепискиBusiness communication never does without business correspondence. Especially such business management is actual at the solution of immediate problems in short terms, and personal meeting is not expected. But sometimes the wrong text and semantic registration of the letter can call expediency of cooperation into question. Today will tell how not to face such problem.
Deposits with capitalization of percent Business and finance
Вклады с капитализацией процентовInvestment of capital into the deposit account is not only by rescue of savings from inflation any more. Thanks to deposit deposits, in the conditions of stability of economy it is possible even to increase the savings.
How to calculate product cost Business and finance
Как рассчитать себестоимость продукцииPrime cost of the made or realized production is one of the most important indicators for the analysis of efficiency of a production activity as the enterprises in general, and its separate structural divisions. So, we will tell readers of that such prime cost and as it is possible to calculate it.
Methods of the accounting of expenses Business and finance
Методы учета затратThe accounting of expenses at the enterprise – an important point in determination of overall performance of the enterprise. The accounting of production costs is made according to the methods approved by top management of the company and allowed by the tax law of the country in which jurisdiction the company works. What methods are applied to the accounting of expenses? Also we will tell readers of in this article about it.
Forex available to everyone Currency market
Форекс, доступный каждомуAs often you thought of creating the business, to earn money, to be independent. Likely, at least once in his conscious, adult life this thought came to everyone to mind. Today everything with a big turn develops the Internet industry of shops. But, it appears there is also other way of earnings, independence and success, without any risk for itself, the savings and forces.
Subtleties of an assessment of the land plots Real estate
Тонкости оценки земельных участковToday the investment in real estate objects became very popular, and the special agiotage can be observed on country real estate.
The advanced opportunities of trading — trade in Bitcoins with Instaforeks Currency market
Передовые возможности трейдинга — торгуй Биткоинами с ИнстаФорексIn spite of the fact that today does not speak about Bitcoins only lazy, practically nobody can offer a distinct explanation that this such and as it works. Let's understand together that such the Bitcoin as to work with it and, the most important how to earn from purchase or sale of the Bitcoin.
PAMM-system from InstaForex — the convenient beginning of work in the currency market Currency market
ПАММ-система от InstaForex — удобное начало работы на валютном рынкеCurrent world trends even more often become the testimony of quickly growing popularity of work in the market Forex, one of which key concepts is investment. In the widest and literal sense this concept means opportunity to make own free money for the only purpose — to receive benefit.
Investments into share funds Business and finance
Инвестиции в паевые фондыIn the previous article wrote how to trade in shares at stock exchange and how to choose the companies which actions are most attractive to purchase during this period. However such way of preservation and enhancement of the capital suits not all.
Disability registration Legal issues
Оформление инвалидностиWhen problems with health lead to full or partial disability, and also impossibility of full self-service, the person should address to measures of the state support.
Application of disciplinary punishment Business and finance
Применение дисциплинарного взысканияIn labor process situations when the employee does not fulfill the duties often meet or executes them in an inadequate way. In this case the employer applies various sanctions to employees to prevent emergence of similar situations in the future.
The annual paid vacation Legal issues
Ежегодный оплачиваемый отпускThe labor legislation defines that each worker has the right for the annual paid vacation. When the employee is in holiday, behind it the place of work and a post, and also average earnings remain.
How to take the credit without references and guarantors Business and finance
Как взять кредит без справок и поручителейTo take the credit today, apparently, it is possible quite easily, actually everything is not so simple. Not all banks meet requirements of clients who need money in the shortest possible time. Or lay down very severe conditions. How to take the credit without references and guarantors - knows
How to sell a share in the apartment Real estate
Как продать долю в квартиреSince the time of the legendary hero of Bulgakov a lot of things changed, however the housing question still especially is particularly acute. Problems with purchase and sale, rent and the section of real estate are still actual. Therefore decided to shed light on process of sale of a share in the apartment.
Analysis of liquidity of balance Business and finance
Анализ ликвидности балансаLiquidity of balance is represented by the degree of a covering of obligations of the enterprise of its asset reflecting the speed of return of money which were enclosed in acquisition of different types of property and obligations, in a turn.
How to get clear of debts Business and finance
Как избавиться от долговToday abundance of life and its temptations trap us everywhere. And quite often potential debtor comes to such conclusion: "I want all and at once!". And as a result, even bread - on credit!
How to receive a delay on the credit Business and finance
Как получить отсрочку по кредитуStatistically, each person at least once took a loan in bank in lives. And situations happen different and it is not always possible to make payments in due time. Many compatriots on ignorance start evading in such cases from communication with bank. It is not recommended to do it categorically. found out how to receive a delay on the credit.
Calculation of a limit of cash desk Business and finance
Расчет лимита кассыThe limit of cash desk represents the most admissible sum of cash which can be stored in cash desk of the enterprise.
Inventory of cash desk Business and finance
Инвентаризация кассыInventory of cash desk acts as planned action for comparison of the actual indicators and registration. In other words, inventory of cash desk is carried out to compare real existence of money, in cash desk of the enterprise to their registration indicators.
Registration of receipt of goods and services in 1C: Accounts departments Business and finance
Оформление поступления товаров и услуг в 1С: БухгалтерииNow practically each commercial structure uses software products for conducting accounting. Acts as one of such software products 1C: Accounts department.
Profitability calculation Business and finance
Расчет рентабельностиThe problem of efficiency of commercial activity excites each head, after all the owner of the enterprise is interested in profitability of business. Efficiency can be designated as a ratio between the received result and the spent resources.
Contract of delivery Business and finance
Договор поставкиThe contract of delivery acts as one of the main forms of the contract. The contract of delivery is signed between the seller and the buyer. The main term of the contract of delivery consists that the seller undertakes to report to the buyer goods, and the buyer – to accept and pay them.
Trial period Business and finance
Испытательный срокThe trial period represents time period which is determined at employment. As the purpose of a trial period check of compliance of the employee to requirements imposed by the employer acts. will go deep into this subject and will tell the readers about legislation subtleties which need to be provided at employment.
Calculation of average number Business and finance
Расчет среднесписочной численностиToday will tell you how it is correct to count average number. Calculation of average number is made in forms No. 1-T "Data on number and a salary of workers" and No. P-4 "Data on number, a salary and the movement of workers". The form No. 1-T is given once a year, and the form No. P-4 is provided in service of statistics monthly.
Calculation of the property tax of the organizations Business and finance
Расчет налога на имущество организацийThe property tax of the organizations is a regional tax, and it means that tax rates are established by regional regulations in the limits regulated by the Tax code of the Russian Federation.
How to take the credit to the unemployed Business and finance
Как взять кредит безработномуIn life of each person there are situations when the unlimited sum of money is very quickly necessary. All therefore sooner or later all of us come to bank behind the credit have wealthy friends not. The bank understands that you can be officially jobless, and informally have very even not the bad income. To lose similar opportunity to earn the bank does not wish.
How quickly to sell goods? Business and finance
Как быстро продать товар?How quickly to sell goods? This question torments mankind since then as in society in the address there was money. On what only shifts did not go businessmen as soon as possible to get off the hands the next consignment of goods. All the matter is that the economy of the market is based on a formula in which the speed of a turn is much more important, than a trade margin.
Registration of results of inventory Business and finance
Оформление результатов инвентаризацииEach organization faces inventory. As a rule, inventory is carried out by own forces for establishment of compliance between registration and actual quantity of inventory items or money. The registration quantity of inventory items appears as a result of standard reports.
Donative on the apartment Real estate
Дарственная на квартируThe contract of donation represents a certain written agreement under which the donator gives the apartment voluntary and gratuitously. That is in the document the mention of any obligations from the donee in relation to the donator is inadmissible. In drawing up donative on the apartment there are also other nuances which are important for knowing all.
The reporting in the Pension fund by new rules Business and finance
Отчетность в Пенсионный фонд по новым правиламThe reporting in the Pension Fund is given quarterly no later than the 15th day of the second month following the reporting period. That is the reporting in the Pension fund in 1 quarter is given no later than May 15, for the 2nd quarter – on August 15, for the 3rd quarter – on November 15. In 2013 the following forms are a part of the reporting for the Pension fund: RSV-1, SZV 6-4, ADV 6-5, ADV 6-2. 2
Order of updating of the software product 1C: Accounts department Business and finance
Порядок обновления программного продукта 1С: БухгалтерияUpdating of software products on a platform 1C represents process with strictly certain operations procedure. Process of updating of software products 1C on a platform 7.7 is simple, but contains many stages, omission though of which updating correctly will not allow to carry out one. However the technology of updating for platforms 8.2 differs.
Power passport: whether requirements of supervising instances are lawful? Legal issues
Энергетический паспорт: правомерны ли требования надзорных инстанций?At the end of 2012 many subjects of business, even some public institutions faced new requirements of Rostekhnadzor. Technological management of Federal Service for Environmental, Technological and Nuclear Supervision, threatening with impressive penalties, orders to commercial and noncommercial associations development of power passports.
Trust management Business and finance
Доверительное управление Where and how to place the money is very important question for any person for whom they are available. To bear the money for the deposit in bank today it is already not so actual. In such conditions people start looking for alternative options of an investment of money. One of such options - trust management.
Market capacity assessment Business and finance
Оценка емкости рынкаMarket capacity represents the important criterion showing a condition of demand for this or that production. Many leading companies periodically determine market capacity to receive the leading positions. Trade enterprises use this parameter for increase in sales volume, and the production organizations – for optimization of the plan of production.
Order of opening of the account for SP Business and finance
Порядок открытия счета для ИПBefore starting directly procedure of opening of the account, follow to carry out a peculiar monitoring of banking services, namely to choose bank in which it will be served conveniently and favourably. Cost parameters of the commissions and other payments have to be the most economic, and work of consulting services to differ in efficiency.
Accounting policies of the organization Business and finance
Учетная политика организацииThe accounting policies start working since January 1 the year following after a year of her statement. The statement of accounting policies is approved by the order of the head of the organization, and its formation is assigned to the chief accountant or the other person responsible for conducting accounting.
The accounting of NMA in 1C: Accounts department of the enterprise Business and finance
Учет НМА в 1С: Бухгалтерия предприятияFor the accounting of intangible assets in 1C: The accounts department of the enterprise exists the special subsystem located in the main menu of the program. Receipt of intangible assets is reflected by the document "Receipt of NMA". After the fact of receipt of NMA was reflected, it is possible to start its acceptance to the account. For these purposes the document "Acceptance to the Accounting of NMA" is used.
Formation of the purchase ledger in 1C: Accounts department 8 Business and finance
Формирование книги покупок в 1С: Бухгалтерия 8The purchase ledger represents the report which is formed on the basis of the corresponding facts of reflection of results of financial and economic activity of the enterprise. The purchase ledger is available from the main menu of the program "1C: Accounts department 8" in a bookmark "Purchase" – "Maintaining the purchase ledger". Also the purchase ledger is available from the panel of functions of the program in a bookmark "Purchase".
Alimony in a firm sum of money: consultations of lawyers of the site Legal issues
Алименты в твердой денежной сумме: консультации юристов сайтаThe speech in this article will go about a special form of collecting the alimony to minor children which is regulated by the current legislation. For separate cases the law provided a collecting format "the alimony in a firm sum of money", that is not the dependent on the income fixed help to minor children.
Nomenclature complete set in 1C Business and finance
Комплектация номенклатуры в 1СAt the enterprises quite often there are situations when it is required to make a nomenclature complete set, that is to aggregate nomenclature unit from the spare parts which arrived on a warehouse. For these purposes in the program "1C: Accounts department 2.0" the document "Nomenclature Complete Set" available from the Warehouse menu is intended.
Personnel record in the program 1C: Accounts department 8 Business and finance
Кадровый учет в программе 1С: Бухгалтерия 8Software product 1C: The accounts department 2.0 contains a subsystem of a personnel record, however, this subsystem includes the limited range of documents allowing to make employment, personnel movement and dismissal of employees. The similar subsystem suits the small enterprises having limited number of employees.
Stock trade, fundamental analysis Business and finance
Торговля акциями, фундаментальный анализ In the world there are two types of the analysis of stock market: technical and fundamental. Though both approaches have the same purpose, between them there are essential distinctions. For the traders using the fundamental analysis, a main objective – to find quickly developing company possessing sufficient financial stability. its investments are calculated on long-term profit.
Input of the initial remains in 1C: Accounts department 2.0 Business and finance
Ввод начальных остатков в 1С: Бухгалтерия 2.0Editing the initial remains in the program "1C: Accounts department 2.0" it is available from the menu "Enterprise". Before starting keeping account in the program "1C: Accounts department 2.0", it is necessary to enter the initial remains according to each section of the account. Upon transition on 1C: Accounts department 8 from version 7.7 transfer of account balances by means of universal processing is possible.
1C: Accounts department, the accounting of calculations with contractors Business and finance
1С: Бухгалтерия, учет расчетов с контрагентамиProgram 1C: The accounts department 8 is intended for automation of the accounting of economic operations. Calculations with buyers and suppliers act as an integral part of activity of any legal entity. The reference book "Contractors" is intended for storage of a database of the organizations and natural persons with whom the company enters the settlement relations.
How to choose idea for house business Business and finance
Как выбрать идею для домашнего бизнесаTo have own, let small, but stable business many dream. Having begun the business, we gain independence, but at the same time and responsibility for the financial state, and psychological comfort. House business does not demand big rooms, the impressive starting capitals and human resources, but, nevertheless, very popular and profitable business.
Depreciation calculation Business and finance
Расчет амортизацииCharge of depreciation is provided for repayment of cost of objects of fixed assets. In narrow sense depreciation represents percentage expression of depreciation of fixed assets. In a broad sense depreciation is process of gradual transfer of cost of fixed assets on the made goods (works, services).
As the energy audit will save to production money Business and finance
Как энергоаудит сэкономит производству деньгиPractice shows that at the majority of the enterprises potential for energy saving is available, however neither the management, nor power service of the enterprise will not be able to find and realize this potential independently — specific knowledge and the equipment are necessary. The power consulting companies will help to help with decrease in specific weight of energy consumption in product cost.
Drawing up an assortment matrix Business and finance
Составление ассортиментной матрицыThe assortment policy is that thing on which prosperity of any shop more depends. Even if the businessman has well working personnel management system, skilled accountants and talented administrators, they will not be able to have the same impact on the end result, as the thought-over work with the range.
Partnership with the broker — possibility of earnings on Forex Currency market
Партнерство с брокером — возможность заработка на ФорексForex opens ample opportunities for earnings not only before private investors, but also before partners of broker companies. The partnership can be combined with any activity on the Internet as thematic web resources are convenient platforms for comprehensive marketing and advertizing of broker services.
Traps for the enterprises: permission to application of Rostekhnadzor Legal issues
Ловушки для предприятий: разрешение на применение РостехнадзораIn Russia not less fires are afraid of firefighters, and it is quite natural as to warn, train, and especially — to forgive, not in habits of the Russian officials; but to punish penalties — as much as necessary. It would seem, the ordinary businessman or small private enterprise has no need to be afraid of Rostekhnadzor, however the Russian realities prove the return.
How to write out the ex-husband from the apartment Real estate
Как выписать бывшего мужа из квартирыOne of often met housing problems is the unwillingness of the ex-husband or wife after divorce voluntary to leave and "be written out" from the apartment to which they were installed by former "half". The solution of a question depends on, whether there is an apartment in property of former "half" or she is her employer.
The accounting of inventory items in "1C: Accounts department 8" Business and finance
Учет товарно-материальных ценностей в «1С: Бухгалтерия 8»On accounts of the accounting of the inventory items (II) in the program "1C: Accounts department 8" the sub-account "Nomenclature" giving the chance to keep analytical account on each object of TMTs is by default established. Additional types of the analytical account are adjusted by the user according to features of activity of the enterprise.
Purchase of real estate in Bulgaria Real estate
Покупка недвижимости в БолгарииMany Russians dream to have real estate abroad. The real estate in Russia promptly rises in price that forces potential investors to turn the look for a cordon. Citizens look for to themselves country houses in France or Spain more richly, and less wealthy Russians consider option of purchase of the Bulgarian real estate.
1C: Accounts department, calculations with reporting persons Business and finance
1С: Бухгалтерия, расчеты с подотчетными лицамиDelivery of money to reporting persons can be made in the cash or non-cash way. Cash disbursement of money is made out by means of the document "Account Cash Warrant". This document is available in the program "1C: Accounts department of the enterprise" from the menu "Cash desk". Delivery of non-cash money – by means of the document "Write-off from the Settlement Account".
That it is more favorable: to present or bequeath property Legal issues
Что выгоднее: подарить или завещать имуществоHow to dispose of the property – a question very important and not suffering hasty decisions. Between relatives transfer of rights to property through the contract of donation or according to the will most often practices. It is only better to make a choice after you attentively examined all main nuances of registration of these documents.
As the receipt is written Legal issues
Как пишется распискаThe person close to you swears and pledges the word of honor that everything will return in a month. It is possible to believe, of course, it, but the receipt will be the best providing the word of honor. The receipt is a way to secure itself in case one of the parties suddenly will refuse the obligations and it is necessary to restore justice in court. One of types of written proofs in court.
1C: Accounts department, reflection of the income and expenses at the simplified tax system and ENVD Business and finance
1С: Бухгалтерия, отражение доходов и расходов при УСН и ЕНВДIn this article features of accounting of the company applying the simplified system of the taxation and ENVD on the example of the software product "1C are considered: Accounts department of the enterprise, edition 2.0". Division of the income and expenses according to each kind of activity is necessary for the correct calculation of the sum of a tax for the simplified system of the taxation.
1C: Accounts department, charge and payment of a salary Business and finance
1С: Бухгалтерия, начисление и выплата заработной платыThe Accounts Department of the Enterprise software product contains a subsystem of charge and payment of a salary. This system differs in partial automation. The program does not count holidays, hospital and other charges which calculation is made in the difficult way. Let's consider process of charge and payment of a salary in the program "1C: Accounts department of the enterprise" on an example.
How officially to lease the apartment Real estate
Как официально сдать квартируIdle time of the empty housing – loss of money for his owner. It is much more favorable to lease housing, but many simply are afraid of possible consequences. For this reason to secure itself against possible risks, it is worth leasing the apartment officially. At correctly made contract it is possible and to compensate the cost of the spoiled things, and are long to seize.
Analysis of opportunities of the enterprise Business and finance
Анализ возможностей предприятияInformation received during factorial research of the market shows, what problems in activity of firm exist, and allows to formulate offers on their decision. Implementation of such offers requires some base. For this reason the final stage of the strategic analysis of the market is the analysis of opportunities of firm.
Contract of guarantee Legal issues
Договор поручительстваWith distribution of such banking service as consumer crediting, strongly was included into our life the concept "guarantee". It appeared that there are many people ready to go to bank and to be charged for friends and relatives, for colleagues and neighbors. And after all consequences of such responsiveness can be quite notable for a pocket of the guarantor.
Advertizing activity at the enterprise Business and finance
Рекламная деятельность на предприятииLeading role of advertizing that this communication tool is means for fixing of market positions and development of new niches. However, it is necessary for practical realization of the called principle that advertizing was part of the general marketing strategy of the company. Therefore modern advertizing is a result of serious work of various experts.
InstaWallet – system of instant translations from Instaforeks Currency market
InstaWallet – система мгновенных переводов от ИнстаФорексTime of the developed Internet technologies allows participants of the market to use Forex a wide set of the services considerably simplifying work with currency. And among variety of the offered services it is possible to find systems of online translations of means. The company of Instaforeks offers the clients and partners very convenient and favorable system in this direction — InstaWallet.
Strategic planning at the enterprise Business and finance
Стратегическое планирование на предприятииPlanning of marketing activity at the enterprise takes an important place because strategic plans are focused on long-term development of the company. In the course of planning of marketing activity it is possible to allocate conditionally some stages, definition of the purposes and tasks, and the last – an assessment of efficiency of the held events is first of which.
How to calculate percent on the credit Business and finance
Как рассчитать проценты по кредитуAs often happens, start comparing offers of banks and choose, where an interest rate for the credit the lowest. And in practice it turns out that the real sum which will be paid on the credit, is much higher declared in advertizing of bank. If offer the interest-free credit, be ready to pay for various services of bank which it is impossible to refuse.
Inaction of bailiffs Legal issues
Бездействие судебных приставовYou receive the judgment on collection of debt. Pass months, and blood you did not return. You address for explanations in district department of Federal Bailiff Service, but hear only muffled answers of the police officer-performer it is entrusted to them to be engaged in your business. You should not despair, force the police officer to act not only it is possible, but also it is necessary.
Forex options from the InstaForex company Currency market
Форекс-опционы от компании InstaForexThe currency market allows to trade in a wide set of various financial instruments, including binary Forex options. The main plus of this exchange derivative is simplicity of calculation of profit before its purchase, and also in advance known risks. Clients of the international broker of InstaForex can appreciate all advantages of option trade.
The zero reporting in a pension fund and the Social Insurance Fund Business and finance
Нулевая отчетность в пенсионный фонд и ФССLack of economic activity does not exempt the enterprise from delivery of the reporting. Such reporting is called zero. Also there are some rules by preparation of the zero reporting. For non-presentation or untimely submission of the zero reporting penalties are provided in a pension fund and the Social Insurance Fund.
Account PAMM Currency market
ПАММ счетаNo doubt, you have already heard a lot, read and educated about PAMM the accounts. For those who did not manage to examine enough yet, will be interesting and useful to learn that PAMM of the account is one of forms of collective investment into accounts of the Operating Traders in PAMM-system in the currency market Forex, for the purpose of receiving profit.
Business on cultivation of bees Business and finance
Бизнес по разведению пчелIn a high-rise building cultivation of bees senselessly. Neighbors will eat before receive products. But many have dachas, houses in the village and the mass of free summertime. Naturally, upon purchase and cultivation of bees the financial component interests everyone. Let's look, how many we will spend and on what profit we can count.
How to open the account in Sberbank of Russia Business and finance
Как открыть счет в Сбербанке РоссииCan open the account in Sberbank of Russia everyone. For this purpose it is enough to address to the next branch of the bank, to show the passport and to specify the purpose for which you want to open the account. Depends on the purpose what banking product to you will offer. Registration of the account for the natural person always includes his binding to the savings book or a plastic card.
Professional approach to trade in the market Forex Currency market
Профессиональный подход к торговле на рынке ФорексToday the Forex exchange from all presented in the market – the most extensive, with the most considerable in size a trade turnover. On Forex the exclusive chance quickly is provided to players and effectively to earn money! And that seed capital, small on the sum, is necessary for the player is the main reason of so high popularity.
Analysis of expenses of the enterprise Business and finance
Анализ затрат предприятияProcess of economic activity assumes some expenses, i.e. expenses of the enterprise or economic cost of the resources necessary for full functioning. The nature of emergence of expenses and costs in each company has different character. From the point of view of the strategic analysis of expenses and costs it is necessary to conduct researches of all expenses.
Unilateral change of conditions of the employment contract Legal issues
Одностороннее изменение условий трудового договора At employment the employer and the worker sign the employment contract which reflects conditions of their cooperation. But everything changes, and there comes such moment when the employer has a need for change of earlier reached agreements. Whether the employer has the right to change then conditions of the employment contract unilaterally (without the worker's consent)?
Fibonacci's indicator Currency market
Индикатор ФибоначчиMy harmful passion to researches, relieved me not of one deposit. Why I do it? To learn to trade so that to be in the market not every day, and less than 3 hours in day. It is desirable minutes 15-20. And to have profit trading in exclusively postponed warrants, as much as possible. Possibility of profitable trade provides Fibonacci's indicator.
Purposes and problems of marketing activity Business and finance
Цели и задачи маркетинговой деятельностиThe purposes and problems of marketing activity have something in common with common goals and problems of functioning of the enterprise. Marketing activity has to promote development of the enterprise in the chosen direction therefore its purposes are direct reflection of the general mission of the company. The main thing that between the chosen directions of development there was a communication.
How to become the trader (councils to beginners) Currency market
Как стать трейдером (советы начинающим)In work of the trader I liked a lot of things. First, it is opportunity to work at home behind the favourite computer, the free schedule, any to you chiefs. Secondly, work, certainly, the interesting. Thirdly, there can be a trader only very disciplined person. It must be kept in mind that the trader to become much simpler, than the trader to be.
Establishment and contest of paternity Legal issues
Установление и оспаривание отцовстваPresently establishment of the one who will reckon as the child's father with all from this the following legal consequences, is in details regulated by a set of legal instructions, to understand which artful designs without special preparation not always happens simply. The speech about establishment and contest of paternity.
What is the ForexCopy system? Currency market
Что такое система ForexCopy?Investments in the market Forex ceased to live within simple opening and closing of transactions with the trader for a long time. Quite recently there was absolutely unique trade service. It is system on copying of transactions of successful traders – Forexcopu. The developer of this system is the international broker of InstaForex who the first and introduced this trade service in masses.
Assessment of competitiveness of goods Business and finance
Оценка конкурентоспособности товараEach enterprise functioning in the conditions of the competition needs to have certain advantages to achieve a goal. Therefore each company pays special attention to the made goods to create the most attractive offer which realization will make the greatest profit.
Price policy and price strategy Business and finance
Ценовая политика и ценовые стратегииThe essence of price policy consists in allocating the offered goods and services with the most optimum economic characteristic which is capable to adapt under continuously changing situation in the market. Price strategy act as practical application of price policy. For development of price policy some stages are provided.
Logistic features of the organization of sale Business and finance
Логистические особенности организации сбытаFrom the point of view of marketing the logistics represents system of the interconnected functions which performance does process of distribution of goods by the most optimum. Effective realization of all functions also provides achievement of a main objective of logistics which consists in timely delivery of goods in in advance defined place, using the minimum expenses.
Million in two weeks – with InstaForex it is real! Currency market
Миллион за две недели – с InstaForex это реально!With InstaForex you it is always aware of the events occurring both in the market Forex and in the company. And today we want to tell about an uncommon case which, despite the private character, shows your opportunities in the international currency market. Not so long ago one of our clients – Ahmad Arif – embodied dream of hundreds of thousands of traders in reality.
Analysis of the competitive environment Business and finance
Анализ конкурентной средыActivity of competitors is important for business development. Each measure taken by firm involves response of other companies which are engaged in production and distribution of similar goods and services. Research of competitors is a necessary step for obtaining full information on the market environment in which the enterprise functions.
Product quality control Business and finance
Управление качеством продукцииConcepts of quality and goods are inseparably linked with each other. Not goods, but the set of consumer properties and characteristics capable to meet this or that need are on sale. All clients seek to possess qualitative production. In this regard quality can be considered as one of competitive advantages.
Studying of consumers and requirements Business and finance
Изучение потребителей и потребностейAll activity of the organization first of all is directed on satisfaction of requirements of target audience. As buyers both individuals, and other companies can act. Each of clients uses the acquired characteristics and properties of goods for satisfaction of own inquiries, whether it be consumption of a product for personal reasons or purchase for resale.
Where to find and how to obtain the most favorable credit Business and finance
Где найти и как получить наиболее выгодный кредитThe wide range of offers of commercial banks makes a choice of the optimum credit for the borrower the most difficult. Often everything is reduced only to a choice of a credit rate or requirements to a package of documents. Nevertheless it is worth choosing the creditor not so hasty especially as for this purpose each of us near at hand has a useful, simple tool – the Internet.
Packing and marking of goods Business and finance
Упаковка и маркировка товаровCommodity brands appeared when there was a need to divide producers and sellers. Today they carry out the same function. As means of marking the labels, labels, bar codes identifying goods of concrete firm act. Packing represents not only a security measure of goods, but also the important instrument of sales promotion.
Retail shops in distribution system Business and finance
Розничные магазины в системе сбытаRetail trade is a type of commercial activity, the direction on satisfaction of needs of end users. The enterprises of retail trade finish process of physical distribution of inventory items. Realization of goods by means of retail shops happens for consumption of the acquired production for personal reasons.
Rules of change of a name by the minor Legal issues
Правила перемены имени несовершеннолетним лицомRecently, considering popularity of civil marriages, and also the increased number of divorces, rather often rises a question of change of a surname of children. Let's consider, what order is established in the legislation for change of a surname of minors. Let's begin conversation with a question how to change a surname of the child if on that is a consent of both parents.
Order of an appeal to the court Legal issues
Порядок обращения в судPeople appeal to court owing to various reasons. This violated right or the challenged right is more often, is more rare – some claims and responses for the claim. All rights and duties of participants of process throughout consideration of the case are regulated by agrarian and industrial complex of the Russian Federation, the Criminal Procedure Code of the Russian Federation, GPK Russian Federation. I advise to hold these books at myself on a table, the standards, provisions concerning an appeal to the court are stated in them.
Etiquette of business communication Business and finance
Этикет делового общенияBeginning the career in office it is not enough to own skills of office etiquette. The important component in your advance will be played by meetings, negotiations, other official actions the correct behavior on which will become the key to success. The etiquette of the business sphere is very many-sided, and it is impossible to comprehend it at once all. But it is necessary to aspire to it.
Agreement on the section of property or marriage contract? Legal issues
Соглашение о разделе имущества или брачный контракт?The marriage contract, the agreement on the section of property of spouses – these concepts was included into our life for a long time. Even more often the former spouses, being on the verge of divorce, try to settle independently the relations with the help of these documents, without resorting to an appeal to the court. That represent these contracts – we will try to understand this article.
Characteristic and choice of sales channels Business and finance
Характеристика и выбор каналов сбытаThe sales channel represents a complex of the interconnected enterprises which activity is directed on the organization of process of a commodity-money exchange. In other words, the sales channel includes a certain number of the companies, each of which is one way or another involved in a chain of the movement of goods from a place of its production to the end user.
How to order and receive a credit card on the Internet Business and finance
Как заказать и получить кредитную карту в интернетеThe simplest consumer credit can turn back for hours of the killed free time, the mass of the spent nerves and forces, and also weeks of expectation. Fortunately, there is also an alternative to campaigns in bank. Why somewhere to go if you can submit the application for a credit card, staying at home in the habitual chair, and to see available options on the thematic sites.
How to open online store without investments Business and finance
Как открыть интернет-магазин без вложенийEach person dreams to open the business. However reefs in the organization of business so many that the desire quickly disappears. But there is a "facilitated" option – you can open regional representation of any large online store in the city. I will not tell that process was too simple, but it, undoubtedly, in power practically to each person.
1C: Accounts department, accounting of operations with fixed assets Business and finance
1С: Бухгалтерия, учет операций с основными средствамиProgram "1C: The accounts department" is intended for automation of accounting operations. The accounting of fixed assets is not an exception and is realized in the program by means of the relevant documents which carrying out forms necessary accounting records and printing forms. Let's consider on the example of the software "1C: Accounts department" on a platform 8.2.
Assortment policy of the enterprise Business and finance
Ассортиментная политика предприятияThe range of goods represents set of the goods possessing the similar individual properties providing realization of their functional purpose and creating a show-window of the enterprise. The range under the influence of various factors, among which demand, profitability and production base of the enterprise is formed.
Refusal of the alimony Legal issues
Отказ от алиментовI repeatedly had to face mummies, the raising children without financial support from fathers of kids. This decision is a choice of two adults taking or declining all responsibility according to the maintenance of the child. In my opinion, it is necessary to weigh several times all pros and cons, making the decision on refusal of the alimony.
ABC analysis of sales Business and finance
ABC-анализ продажThe purpose of the analysis of results of activity of the enterprise is identification of problems, search of ways of fight against them. An assortment number of the company consists of a set of positions. To place priorities between goods and to make the decision on an exception of the range, it is necessary to carry out the complex analysis of sales. One of methods of such analysis is ABC analysis.
The organization of marketing at the enterprise Business and finance
Организация маркетинга на предприятииThe modern terms of market economy are dictated by the rules of development of business. For anybody not a secret that without the competent organization of marketing at the enterprise efficiency of its activity considerably decreases. Features of creation of marketing departments at each enterprise gain specific character and depend on a number of factors.
PR technologies and business Business and finance
PR-технологии и бизнесPublic Relations (PR) – a complex of actions for interaction with the public. If to speak about a business environment, It is necessary to tell that as persons on whom PR methods are directed act: consumers of production, suppliers and partners in business, mass media (MM), Internet communities, potential investors, and in some cases and competitors.
Planning of expenses on compensation Business and finance
Планирование расходов на оплату трудаThe accounting of calculations with the personnel are regulated by the Labour code of the Russian Federation. The specified legal act established an order and repayment periods of debt which violation involves penalties. So there is a need of planning of expenses on compensation for the purpose of avoidance of unforeseen expenditure and the reasonable order in cash.
Typical mistakes of the beginning businessmen Business and finance
Типичные ошибки начинающих предпринимателейIn one of interview Radislav Gandapas (the businessman with a 18-year experience, the famous business coach) told how opened once the business. Expensive office in the new business center, the beauty secretary, expensive beautiful site, the smart catalog with the description of services, very expensive business cards, a logo. Everything was top-level, only sales were not. The project had to be curtailed.
Fraud of realtors with real estate Real estate
Мошенничество риэлторов с недвижимостьюOperations with real estate, especially transactions of purchase and sale, very much a titbit for unfair realtors. For the buyer or the seller on a game there is a considerable sum of money which does not want to be lost at all.
Tax at sale of the apartment Real estate
Налог при продаже квартирыEach person is obliged to pay taxes on the got profit, the income from sale of residential real estate also concerns to that. The tax size, as well as in any other situation with payment of the personal income tax, makes 13% of the sum earned at sale of the apartment. But there are situations in which the tax can be not paid or reduced, and also to receive a tax deduction for purchase of the apartment.
Credit dependence Business and finance
Кредитная зависимостьThe credit as the phenomenon, takes roots in our life more and more. But if in the West are familiar with this concept for a long time, at us many people due to the lack of a "certain" experience make many mistakes at a credit capture. In this article it will not be described how it is correct to take the credit. I on the example will show to readers how not to get to credit dependence.
Technology of effective sales Business and finance
Техника эффективных продажEffective sales are a pledge of prosperity of any organization. Even if the company realizes the goods, best in the world, at the prices, best in the world, without good sales managers it will not be able to develop. You want to get a job the sales manager, but do not even represent how it is correct to sell? Let's try understand model of sales.
Development of the name for the company Business and finance
Разработка названия для компании The modern market relations generate more and more new firms, small, average and large. For anybody not a secret that at creation of own business not to do without financial investments. Why success of business depends and how to avoid vain monetary losses at its creation? For today it is proved that 90% of success of the enterprise depend on its name.
Ideas for business without big investments Business and finance
Идеи для бизнеса без больших вложенийFor the people wishing to open own business there came very favorable times. Already there is a huge number of examples when almost without starting expenses successful business was created. Let's understand what the business options which are not demanding big investments are. We will take the sum of 50 thousand rubles for starting "ceiling", this sum at desire will be found by everyone.
Communication with clients by phone (councils to managers) Business and finance
Общение с клиентами по телефону (советы менеджерам)One of the most perspective and highly paid professions is a profession of the sales manager now. However one sales managers can make a miracle by phone, and others for any reason do not consult, giving potentially successful contracts to more successful competitors. In what the reason?
As it is correct to issue a deposit upon purchase of real estate Real estate
Как правильно оформить задаток при покупке недвижимостиBefore purchase of real estate the only desire arising at the buyer, thirst of confidence in tomorrow. On a game considerable funds. Whether it happens so, what purchase will break? The unfair seller can not only refuse the transaction, but also not return your advance payment. In this regard recently there was popular a conclusion of the contract of a deposit.
Intra corporate PR Business and finance
Внутрикорпоративный PR Art of PR is borrowed from the West where experts in the 70th created large-scale PR campaigns. Intra corporate PR – the blend of PR methods, advertizing technologies and ways of psychological influence directed on the staff of the company. He assumes development of a corporate style, special standards of behavior, scenarios of action in conflict situations.
How to make the announcement of sale of housing Real estate
Как составить объявление о продаже жильяAfter small repair, release of the apartment from the things encumbering it, it is necessary to pass to a stage of submission of the announcement. Favourably to sell real estate, it is necessary to make the announcement so that to attract as much as possible buyers. In this article I will tell as correctly to make the announcement of sale of the apartment what obligatory to specify and what and tactfully to hold back.
Conducting advertizing in system of Yandex. Direkt Business and finance
Ведение рекламы в системе Яндекс.ДиректIt is considered to be that advertizing is capable to influence process of sales, and in some cases and to operate it. Actively also Internet advertizing behaves, gradually suppressing such carriers as: radio, print media and television. Today we will mention subject of a contextual advertizing and we will understand expediency of its inclusion in your advertizing campaign.
As quickly and favourably to sell the apartment Real estate
Как быстро и выгодно продать квартируA month ago I sold the one-room apartment in the dormitory area of the provincial town. When I told its price to friends, nobody believed that someone will buy this housing – so much in our area there are two-room apartments. The transaction was successful, the apartment was sold within a week. I want to share the small secrets with readers.
Whether it is possible to earn on Forex Currency market
Можно ли зарабатывать на форексеThis article can be interesting and that who else is going to open the real account, and that who already opened it and, quite perhaps, managed to lose. Trade on Forex is a highly intellectual hard labor. But whether means it, what on Forex it is impossible to earn? Of course, no! It is possible to earn on Forex!
Registration of the trademark Business and finance
Регистрация товарного знакаThe trademark (or in a different way, commodity brand) is the main means of an individualization of goods, service or the organization. It represents the graphic, sound, verbal or combined designation (symbol) which is urged to make goods or service recognized among a wide range of consumers, to distinguish from competitors.
Independent protection in court Legal issues
Самостоятельная защита в судеSo, you are subpoenaed as the respondent. It is possible to wave, of course, a hand and not to go anywhere. Many and do. Whether it is necessary to speak, what even the most objective and most honest judge deprived of opportunity to see a problem from all directions can make the decision not in your advantage? Nevertheless it is better to be protected independently, than not to be protected absolutely.
Preparation and carrying out business negotiations Business and finance
Подготовка и проведение деловых переговоровBusiness negotiations are a way of creation of relationship with people by method of creation of effective communication. Rigid, without defeats, difficult, inefficient, ineffectual – all these concepts perfectly approach to describe an essence of this process. To lead negotiations to any outcome, it is necessary to pass some stages.
Patent order of registration Legal issues
Порядок регистрации патентаEach person who created something unique, has the right to take out the patent for the creation. It can be the invention, useful model, an industrial sample. For obtaining the patent it is necessary to submit the application to Rospatent with desire to register the rights and to prove that before anything similar it was created by nobody.
How to hold a business meeting with the client Business and finance
Как провести деловую встречу с клиентомThe essence of holding a business meeting consists in creation of constructive conversation of two or more persons. For carrying out productive negotiations it is necessary to be prepared for conversation: to decide on clothes style, to set goals, to collect the most detailed information on the client, to decide on style of behavior etc.
Check of safety on object: fire alarm Business and finance
Проверка безопасности на объекте: пожарная тревогаIn order that the industrial facility began work, previously it undergoes a number of testing. As a rule, in most cases the main attention is paid to fire safety, that is level of preparation of object for potentially possible fire, and also level of protection of object against uncontrollable ignition.
Energy audit and economical use of resources Business and finance
Энергоаудит и экономное использование ресурсовAny production consumption of energy resources – the electric power is the cornerstone, of solid or liquid fuel. Economically to use them on production without damage to quality and speed of work, it is necessary to address to experts who will expertize to that, how many it is consumed energy resources, will offer ways of their rational economy.
What to do if you were shortchanged in shop Legal issues
Что делать, если вас обсчитали в магазинеWhat do we hope to find, crossing a threshold of shop? First of all, of course, qualitative goods which with interest will help us to feel more satisfied and joyful. Still we, certainly, study price tags, constantly comparing goods with expenses. But, it appears, at the time of calculation and there is a majority of disputable situations.
Carrying out examination – pledge of safe work Business and finance
Проведение экспертизы – залог безопасной работыOften on our productions the dangerous equipment which already managed to fulfill the term or that equipment which not up to the end conforms to safety requirements for workers and environment is used. To reveal and lay off the equipment which is not corresponding to the established criteria of safe work and carry out expertize of industrial safety.
As it is correct to choose the broker Currency market
Как правильно выбрать брокераThis article will not be interesting to skilled traders. They already will be able to tell how it is correct to choose the broker. On what it is necessary to pay attention at a choice. With whom to work and of whom to be careful. This choice especially subjective. Everyone looks for that as much as possible suits it. But before to look for, it is necessary to have idea of the one whom and why we look for.
Obtaining permissions and licenses for the enterprise Business and finance
Получение разрешений и лицензий для предприятияThere are enterprises which activity is directly connected with possible environmental pollution or on production the equipment dangerous to workers is used. In similar cases control from government bodies is completely justified. For obtaining permissions to similar activity it is necessary to collect and prepare a number of documents.
Power audit, way of economy of the electric power Business and finance
Энергетический аудит, способ экономии электроэнергииAt the large enterprises and productions the mood to accountants can not only spoil uneconomical, irrational uses of the electric power, but also literally result in bankruptcy. In similar conditions pertinently to remind that there are special organizations which are engaged in power audit (power inspection).
That is necessary for successful trade on Forex Currency market
Что нужно для успешной торговли на форексеToday trade on Forex becomes the same usual type of earnings, as well as service in accounting and tax accounting, services of the lawyer, etc. More and more people choose for themselves trade in the currency market. Success of trade depends on many factors: it both knowledge of indicators, and analytical work, and financial discipline.
Types of advertizing, advantage and feature of perception Business and finance
Виды рекламы, преимущества и особенности восприятияAdvertizing – the effective channel of communication by means of which it is possible to give feelings and emotions to call for action and to force to buy production of a certain firm. Choosing this or that way of advertizing communication, it should be taken into account a number of nuances: preferences of target audience, desirable effect, essence of the advertizing message.
Choice of an optimum way of repayment of the credit Business and finance
Выбор оптимального способа погашения кредитаToday the credits became more available, and also also procedure of crediting became most simplified. However the credits became more expensive to consumers. Also depends on the schedule of repayment and the scheme of charge of percent on it, generally your final overpayment. Therefore in this article we will pay the maximum attention to such parameter of the credit as the schedule of repayment.
As it is correct to issue the credit for real estate Real estate
Как правильно оформить кредит на недвижимость Today the problem of existence of own housing for many families becomes actual. Diligent to accumulate financial savings it is almost unreal. As version of the solution of this problem – the appeal to bank and registration of the credit for desirable real estate. If to approach the solution of the matter competently, it is possible to pick up for itself optimum credit conditions.
What to choose system of the taxation for SP Business and finance
Какую выбрать систему налогообложения для ИПIf in your life there came the moment when long ago all began to declare the felt businessman's potential louder and more loudly themselves, sooner or later before you will become a question of what system of the taxation for you as for SP more preferable to choose. The correct decision will allow you to avoid further many unnecessary expenses, both material, and temporary.
Combination of indicators of Fibonacci and Japanese candles Currency market
Комбинирование индикаторов Фибоначчи и Японских свечейIf you already connected the life with off-exchange trade, this article will be interesting to that will find one of options of tactics and strategy of trade in it. Right forecasts allow us to earn on off-exchange trade. And any tools help with it. Fibonacci's indicator and Japanese candles seemed to me the most suitable for these purposes. And in a sparring
Work in network business Business and finance
Работа в сетевом бизнесеSo, you accurately considered everything and decided that work in the network company - chance to change the life. You decide that want to be engaged in network business and to work for itself. It was necessary to choose the company for cooperation. To whom to address? I can recommend a little. But remember that people in our country treat network sales managers (distributors), to put it mildly, irritably.
Strategy of the trader-pipsovika Currency market
Стратегия трейдера-пипсовикаIf you not the beginner, in the market also have not the first year the tactics of trade, hardly to you this article will seem to the interesting. I would like to share experience with those who was only going to be engaged in it or at the initial stage of trading life. There is a strong wish to tell about traders-pipsovikakh who can close positions even with 2-3 points.
Rabbit breeding as business Business and finance
Кролиководство как бизнесThe technology of cultivation of rabbits which are applied by the person, can divide into three main types: retro, techno and akseleratsionny rabbit breeding. From them only akseleratsionny rabbit breeding can be applied as business to any quantity of the invested capital. This business develops, there are new, progressive forms of akseleratsionny rabbit breeding.
Alimentary obligations of family members Legal issues
Алиментные обязательства членов семьиThe duty of parents to provide the minor children is well-known, thus the part of irresponsible citizens evades from payment of the alimony. But it appears, it is possible to become the payer of the alimony, without being the father or mother. And, on the contrary – the contents can be demanded at full age age and not only from the parents.
Production of judicial examination Legal issues
Производство судебной экспертизыIn many cases, at investigation of criminal, civil, arbitration cases, carrying out judicial examination is necessary. It is the requirement of the law if it is necessary to investigate, for example, with involvement of experts, necessary materials, material evidences and another. It is very important to observe an order of carrying out procedure and to provide its legality.
How to hand over the declaration in electronic form Business and finance
Как сдать декларацию в электронном видеElectronic declaring represents the newest way of filling and delivery of the tax reporting, by means of the Internet. It is started for the purpose of optimization of the reporting and aimed at simplification of process of delivery of declarations. Tax services are now an electronic window which provides full confidentiality of correspondences and good security of information.
Wrongful dismissal Legal issues
Незаконное увольнениеWe appreciate the workplace, well we fulfill the labor duties, tactfully we behave with the administration. But suddenly suddenly the employer does not wish to see more you among the employees. What is it? its whim, whim, offense of the worker? In this article we will give a practical advice which you will be able to apply if you were dismissed illegally or want to dismiss.
Opening of the settlement account Business and finance
Открытие расчетного счетаAny enterprise for business and convenience of mutual settlements with partners has to have the settlement account in bank. And if for individual entrepreneurs it has advisory nature, for open company, joint stock company and other organizational forms of legal entities this indispensable condition. Opening of the settlement account demands attention and a conscious choice of bank.
Payment of a tax on sale of the car Business and finance
Уплата налога с продажи автомобиляYour car is sold. What to do is farther not to be in debt before the state? Whether it is necessary to pay income tax for the money obtained from sale of the car? If it is necessary, how many? When to pay and what documents are necessary? There is a set of questions, suggest to deal with them one after another.
How to open private kindergarten Business and finance
Как открыть частный детский садIn modern Russian conditions people stand in queues and wait for years to arrange the child in kindergarten. Besides, in many cities very few good kindergartens or the centers for children. To develop this business it can appear very effective enterprise as demand for services of kindergartens remains steadily high.
Rules of production of investigative actions Legal issues
Правила производства следственных действийInvestigative actions are carried out without fail at investigation of the committed crime. Experts are engaged in it, it is necessary to carry out actions in strict accordance with standards of the Criminal Procedure Code of the Russian Federation. There nuances are registered, the contents of procedural documents – protocols, references, etc. are described.
How to recover a debt through court Legal issues
Как взыскать долг через судIf the arisen disagreements cannot be solved amicably, business often reaches judicial proceedings. However it is simple to assert in court the rights insufficiently, important also to achieve execution of a judgment in practice. It is carried out on the basis of the special document – the court order issued to the execution creditor.
The Russian car loan – realities and prospects Business and finance
Российский автокредит – реалии и перспективыSince 2009 demand for a preferential car loan in Russia exceeded the most courageous expectations. And today the Russian car loans also are on rise. Invariable growth of interest of ordinary citizens in acquisition of the car by installments allows to do the most optimistical forecasts about further successful advance of it like the credit relations.
How to calculate pension Business and finance
Как рассчитать пенсиюThe pension is paid every month and is urged to provide citizens with the income because they reached a retirement age and do not receive a salary. There are different types of pension: on an old age, disability, loss of the supporter. Often there is a question: "How independently to calculate the pension sum?". We suggest to understand subtleties of calculation of an old-age pension.
Payment of the personal income tax Business and finance
Уплата НДФЛThe income is an economic benefit. In any form: monetary or natural value but only when its size can be estimated by rules of the Tax Code of the Russian Federation. The personal income tax is a tax on income of the citizen gained during some reporting period. His all citizens (residents) of the country and nonresidents – foreigners who gained income in our country pay.
Special order of judicial proceedings Legal issues
Особый порядок судебного разбирательстваRecognition of fault is not an axiom for modern criminal law. The person can not agree with the charge brought to him and defend such position before adjudgement of court. And maybe completely to admit deeds act and to choose the reduced order of consideration of criminal case.
Settlement agreement Legal issues
Мировое соглашениеOne of the procedural documents having special value at any stage of process is the settlement agreement. This document turns out to be consequence of reconciliation of the parties on mutually advantageous conditions. The legislation provided an order of its acceptance, consideration and signing. It is remarkable that it is possible to conclude the settlement agreement at any stage of process.
Right of the general property Legal issues
Право общей собственностиEach of us has a property: car, apartment and many other things. If to speak about the property right, usually we understand as it the right to do with these things anything: to sell, give, change. Most often such decisions are made by the owner of a thing individually. But nevertheless there is a number of exceptions of this rule. It is about so-called general property.
Agricultural appointment purchase of land in Ukraine Business and finance
Покупка земли сельхозназначения в УкраинеThe Ukrainian lands agricultural appointments have reputation of the best in the world. And here that thus they give to production far not so much, how many could, there is a variety of reasons among which call also lack of opportunity freely to sell and buy agricultural grounds. Introduction of the transparent market of lands has to change a lot of things in the existing situation.
How to change a surname Legal issues
Как поменять фамилиюThe most known reason for change of a surname is a wedding. However each citizen has the right established legislatively to change a name and a surname on the discretion unlimited number of times. This process attracts change of part of your documents and takes away certain time, but if there is a desire, change of a surname is quite feasible.
Receiving credit history Business and finance
Получение кредитной историиToday the spotless credit history of the client is one of the major factors promoting receiving the credit by the natural person. Most of creditors even more often for registration of the credit include information on other loans of the potential client in the list of documents. The natural person can receive credit history in several ways.
What is the discount coupons Business and finance
Что такое скидочные купоныAny of us who ever held money in the hand, always hoped to save and buy something at lower price. Unfortunately, the few shops can brag of cheap goods and the ordinary buyer simply has no place to disappear. And how to buy good goods, for example, at a discount of 60%? Similar opportunity to us is given by discount coupons.
How to turn $100 into $1000 or PAMM investment Currency market
Как превратить 100$ в 1000$ или ПАММ инвестированиеProcess "investment of capital – receiving profit" in the market Forex is always much quicker more (in respect of the income). At best the bank charges 10% per annum on a contribution in dollars that equally not to the most profitable investment for only one month in PAMM the account on Forex-Trend. In a year there are 120%! Also it is the net passive income. Except a contribution of anything it is not necessary to do.
Choice of system of the taxation Business and finance
Выбор системы налогообложенияAccording to the Tax code of the Russian Federation there are three types of system of the taxation: the main system of the taxation (MST) simplified (simplified tax system) and a uniform tax on imputed income (ENVD). At a choice of system of the taxation it is necessary to consider a number of factors, among which kind of activity, a ratio of level of the income and expenses, etc.
Invalidity of wills Legal issues
Недействительность завещанийFrom the legal point of view, the will belongs to unilateral transactions. As well as any transaction, the will can be nullified by court in the claim of the person, the rights or which legitimate interests are broken by this will.
Goods of inadequate quality, right of the consumer Legal issues
Товар ненадлежащего качества, права потребителяIf the rejected thing was acquired in firm shop, his employees, as a rule, always meet requirements of the buyer. And here in outlets "more simply" on this soil quite often there are conflict situations. Anyway, never the superfluous will know the legitimate rights as buyer and if necessary to be able to use them.
Risks with participation in share construction Real estate
Риски при участии в долевом строительствеThe decision on participation in share construction initially assumes a certain degree of risk for his future owner, as, however, and any other purchase of the goods existing only at the level of the project. But the prospect of acquisition of the apartment at the price 25-30% lower than its par value sometimes forces forces investors to forget about elementary care.
Quality of service in bank Business and finance
Качество обслуживания в банкеAll of us are connected by this or that measure with a banking system. And it occurs not because the banking system is so attractive but because modern society simply got used to use electronic money. But choosing, in what bank to start being served, it is necessary to know some signs which distinguish "good" bank from "bad".
How to behave during detention Legal issues
Как вести себя при задержанииPractically any, even the most law-abiding citizen can be a detainee for commission of administrative offense or is simply brought to office of police for clarification of the personality. And it means direct communication with law enforcement officers at which it is important to choose an optimum line of conduct and to get out of the situation with the minimum losses.
Registration and use of a credit card Business and finance
Оформление и использование кредитной картыMany banks suggest the clients to use today a credit card which is the easiest and convenient way of receiving money on credit. In essence, is a small electronic purse by means of which it is possible not only to remove hard cash, but also to pay the acquired goods or the ordered services.
Dismissal at own will Legal issues
Увольнение по собственному желаниюProbably, there will be very few people who never changed a work place. Career growth, moving, aspiration to development – absolutely different reasons lead to dismissal at own will. Separate article of the Labour code is devoted to it. However in practice between the worker and the employer nevertheless not seldom there are disagreements in such situations.
Participation in the Provision of Housing for Young Families program Real estate
Участие в программе Обеспечение жильем молодых семейIn this article I want to tell about the federal target program "Provision of Housing for Young Families". She acts some years, and recently there was a government resolution on its extension for 2011-2015. I understand those readers who are skeptical about similar programs. But acquisition of housing presently so difficult question that it is worth trying.
Right of donation Legal issues
Право даренияQuite often it happens so that the presented property becomes a dispute subject. It is easy to resolve these disputes, having addressed to the Civil Code of the Russian Federation, namely to the 32nd chapter by which questions of donation are regulated. We bring to attention of the readers information how to give and make out gifts according to laws, having reserved for the gift presented its right for possession.
Terms of limitation period Legal issues
Сроки исковой давностиBy the law it is provided not only protection of the rights of citizens, but also terms in which it is necessary to appeal to court behind their protection. The term of limitation period – a significant factor, which violation can lead to refusal in satisfaction of the claim in whole or in part. Let's understand what features at its establishment are.
Rent of rooms (recommendation to owners) Real estate
Аренда помещений (рекомендации собственникам)Each person in the sphere of rent can have a passive source of the income. Commercial or inhabited – it is not important, important to have desire, confidence in the forces and it is a little persistence. By the way, to make the income passive or active – too put personally everyone. Want to earn or learn on it how earn others? Then to you there will be useful an offered material.
Joint purchases Business and finance
Совместные покупкиSome years exists and successfully such activity as joint purchases develops. For someone this concept is well familiar, but there will be people who hear about it for the first time. Therefore I want to share with readers of the knowledge in this the interesting, fascinating and tightening type of shopping.
Drawing up and certificate of the power of attorney Legal issues
Составление и удостоверение доверенностиIn life there are situations at which there is no opportunity independently to represent the interests. In such cases we ask for the help other person, we trust him, to make that we cannot independently make. In the Civil Code of the Russian Federation some articles in which it is rather accurately stipulated that represents the power of attorney are devoted to this right.
Labor pension on the occasion of loss of the supporter Legal issues
Трудовая пенсия по случаю потери кормильцаNot many know that even the citizens who do not have the seniority have the right for provision of pensions of the state. And in case of premature death – the right for such pension passes to dependents. We offer the readers information on the one who, where and as can issue and receive pension (grant) on loss of the supporter.
How independently to file a lawsuit the claim Legal issues
Как самостоятельно подать иск в судWho and why should file a lawsuit the claim independently? The question natural, after all now exists a huge number of the law firms ready to offer the services. But in certain cases the cost of services of the lawyer can be higher, than the cost of the subject of the claim. And there can not always be free money for fee of the expert.
Compensation of moral harm Legal issues
Компенсация морального вредаHow often you had to face the concept "compensation of moral harm"? I think, to hear – heard everyone, and here the bases for receiving this compensation are known for certain not everyone. Therefore I offer readers of a small educational program on this subject.
Order of liquidation of open company Legal issues
Порядок ликвидации ОООChoosing an organizational form, it is necessary to pay attention not only to opening procedure, but also to consider nuances of closing of the enterprise on the future. So, if studying procedure of registration of open company, it seemed to you too difficult, procedure of liquidation of open company to you will seem not to real. On realization of all stages can leave from 3 to 8 months. But about everything one after another.
How to close SP Legal issues
Как закрыть ипProcedure of registration of the termination of activity as the individual entrepreneur the quite simple. The fact of closing of SP is filing of application about the termination of activity in the registering tax authority. But before the person having the status of SP has to collect a package of documents and break off contracts with the government and non-state bodies and funds.
Registration of the individual entrepreneur Legal issues
Регистрация индивидуального предпринимателяPresently already you will surprise nobody with desire of many to work for yourself. But it not only possibility of increase in the income, but also responsibility before the state both for itself, and for hired workers. To provide itself and the employees with a social package, it is necessary to open firm or to be registered as the individual entrepreneur.
Free medical aid during pregnancy and childbirth Legal issues
Бесплатная медпомощь во время беременности и родовThe question of costs of pregnancy is rather actual presently. We reflect on it or not, but each woman, coming to female consultation to be registered, will face questions of payment of analyses, inspections, medicines and other medical services. It would be desirable to mention the highlights connected with wastes during pregnancy and childbirth.
The section of joint property at divorce Legal issues
Раздел совместного имущества при разводеThe basis of each family is made by spiritual and material relationship between spouses. Despite importance of the spiritual party, without material benefits existence of a family is also impossible. The property sewed in marriage is considered in common sewed and belongs to both spouses but when the family falls, quite often there is a question how to divide this property.
WebMoney conclusion in Ukraine Business and finance
Вывод WebMoney на УкраинеThose who earns in a network, will face WebMoney conclusion problem sooner or later. It after all is good that they lie on a virtual purse, but so there are a wish to see the same sum in a purse real. How to cash WMU in Ukraine – will in detail tell
Rules of accommodation in an apartment house Legal issues
Правила проживания в многоквартирном домеLiving in an apartment house not to disturb neighbors the existence, we most often rely on standards of the standard ethics of behavior. But, unfortunately, to norms and rules of etiquette not all citizens adhere, causing troubles to the neighbors. We suggest to examine how it is possible to settle situation how to affect or punish such residents.
Coordination of re-planning of the apartment Legal issues
Согласование перепланировки квартирыArchitects design houses on the taste and a look, and residents should be arranged then under the general standard. But there is an opportunity to make planning of the apartment really convenient for themselves rather re-planning. I suggest to talk about this question to readers of
Contract of a rent and its types Legal issues
Договор ренты и его видыDear readers, brings to your attention information that such the contract of a rent and a coma it can be useful. In particular, it concerns a rent of premises as gives the chance to satisfy requirements of interested parties on the most favorable conditions.
Operations procedure in case of road accident Legal issues
Порядок действий в случае ДТПIf you had an unpleasant situation, namely, there was a road accident, try not to panic, collect the strength and act. Yes, act! Not probably that everything already occurred and already nothing can be made. Everything just only begins, believe me. And the fact of road accident is the simplest.
How to use the ATM Business and finance
Как пользоваться банкоматомIt is about the simplest option when only it is required to receive cash in the ATM. It is habitual for someone for a long time, and someone never used the ATM. It is necessary to tell that the instructions provided in article can be only approximate as the software of ATMs can change a little.
Credit vacation Business and finance
Кредитные каникулыAmong borrowers there are a lot of those who is not capable to estimate correctly the opportunities, as a result become debtors of bank. And the situation with world financial crisis only aggravated a situation, having added to ranks of defaulters of the dismissed citizens. In such situation to hide and only to accumulate a debt – not the best exit. There are more acceptable decisions.
Bankruptcy of the citizen Legal issues
Банкротство гражданинаI think, everyone heard more than once that the enterprise went bankrupt. And after all this procedure can be carried out and concerning the natural person, that is any citizen. In what procedure of bankruptcy for citizens consists, what consequences it can have, I also want to tell readers of
How to receive the policy of compulsory health insurance on PBOYuL Legal issues
Как получить полис ОМС на ПБОЮЛUnfortunately, being registered as SP, many people do not know, on what social guarantees they can count and that it is necessary to make to receive payments for the sick-list, holiday, a child care leave till 1,5 years and other. I want to tell about it to readers of
The administrative penalty to pay or not Legal issues
Административный штраф, платить или нетOne of ways of preservation of an order in the state and submission of citizens to the law is administrative responsibility. Making any offense which result can be an infliction of harm material or moral concerning the state or citizens, and also concerning their property, we make an administrative offense.
Registration and use of a maternity capital Legal issues
Оформление и использование материнского капиталаIn support of the families having children, the Government of the Russian Federation created the special program. One of components of this program is the maternity capital. But, in spite of the fact that the program works within 2,5 years, many still have questions that this such and as it can be used.
Procedure of acceptance of inheritance Legal issues
Процедура принятия наследстваAbout unpleasant surprises it is better to foreknow and be prepared that then it was possible to be delighted sincerely. The inheritance can become one of such surprises. I suggest readers of to deal with that who can expect such gift and as it is correct to accept it or to be prepared for it.
Dismissal at the initiative of the employer Legal issues
Увольнение по инициативе работодателяFor anybody not a secret that relationship of the employer and the worker are regulated by the Labour Code of the Russian Federation. The code begins with definition of the purpose of its creation. From its name it becomes already clear that the labor code is necessary to govern the labor relations of the parties, to solve disputable situations, and also as much as possible to protect interests of both parties.
How to avoid deprivation of the driving license Legal issues
Как избежать лишения водительских правEvery third resident of Russia has the privately owned vehicle. The car is necessary always and everywhere, not very well, for what purpose you use the favourite car. The main thing that if to take away opportunity to take the wheel, to insert a key into ignition and to go habitually at way for the road from you, you will feel the restrained.
Payment and collecting the alimony on children Legal issues
Уплата и взыскание алиментов на детейOften after divorce children as lose not only love and care of the second parent, but also his material security with a chipped washing-tub lose. Also it turns out because alimentary obligations are not established in general, or the parent living separately does not pay them. The main justification the phrase "sounds why I have to pay she (he)?".
Divorce order Legal issues
Порядок расторжения бракаOnce long ago I had to endure divorce. Many years later you start understanding that, getting divorced "in blind", without knowledge of laws, many mistakes were made. They are remediable and are not critical, but thanks to these mistakes, it is necessary to hark back. Therefore it would be desirable to share the got experience and overdue knowledge on this subject.
As it is correct to make and make the complaint Legal issues
Как правильно составить и подать жалобуAt each person, at least once in life appears an occasion to complain in authorities. Complain of neighbors, dishonest employers, incompetent doctors, unfair sellers, etc. Weighty your proofs and arguments would not be what to receive the prompt, definite, competent reply and the solution of your problem – it is necessary to complain correctly.
Conclusion of the marriage contract Legal issues
Заключение брачного договораAccording to the family code the marriage contract is an agreement between spouses or people who are going to become them, about the rights for property and duties during marriage, and also on a case of its cancellation. will not press in search of the reasons, and will talk how to warn negative consequences for itself in the future.
Obtaining license for carrying the weapon Legal issues
Получение лицензии на ношение оружияIn the previous articles about self-defense of considered some samples, available to protection, and found out that for acquisition of stun guns and gas sprays it is enough only existence of majority while for purchase of the traumatic weapon it is necessary also the special license.
How to avoid deception at a currency exchange Business and finance
Как избежать обмана при обмене валютAt the time of crisis, the exchange rate grows before the eyes. Simple inhabitants, and businessmen try to keep the savings, by transfer of our currency to the foreign. But also swindlers do not doze! Persons interested it is illegally to be enriched on a currency exchange becomes more increasing. How to avoid deception at exchange operations today will tell
How to receive normal insurance payment Legal issues
Как получить нормальную страховую выплатуThis question is asked to itself(himself) by everyone who plans to address to insurance company. Cases when people try "to agree" or find mutual friends are not rare. Whether it is possible to receive actually normal payment, without using thus the additional efforts? Or nevertheless it is necessary to make secure and take some actions? Let's begin with the beginning.
Fraud with plastic cards Business and finance
Мошенничество с пластиковыми картамиThe Russian people always loved "freebie". Can therefore in our country fraud prospered and prospers. Today will tell you how not to fall into a trap "flimflammers" and to save the money when using of ATMs and terminals. I will begin with vital history...
Purchase of real estate in Australia Real estate
Покупка недвижимости в АвстралииIn this country there live the most smiling people on the planet, the lowest inflation, all the year round summer here. Locals call it "the lucky country" that in translation "the successful country" means. How to work with that who decided to acquire real estate in Australia that their purchase was accompanied by characteristic Australian good luck? understood it.
How to save at insurance Legal issues
Как сэкономить при страхованииPeople sought to receive more at all times, having paid less. It is especially sharply shown in our crisis time when each ruble on the account, and all seek to cut down the expenses. And whether it is possible to save on insurance? And not by refusal of an insurance as that, and by reduction of an insurance premium? As to make it, read in this article.
Whether insurance on the COMPREHENSIVE INSURANCE is necessary Legal issues
Нужно ли страхование по КАСКОOn a question, whether all need and to everyone insurance of the car on the COMPREHENSIVE INSURANCE, it is impossible to answer unambiguously: "Yes" or "No"! But anyway this question can arise at all car owners. For this reason suggests to deal with, when and why insurance of your vehicle is necessary and when it is possible and to do without it.
Purchase of real estate in Turkey Real estate
Покупка недвижимости в ТурцииFor the small sum in Turkey you are waited by smart hotels, 10 warm months in a year, 6 thousand km of beaches, the developed infrastructure, the low prices of goods and the respectful attitude towards foreigners. It is difficult to refuse, agree. And how to be that who wants quickly, cheap and without problems to get abroad the house by the sea? Everything is very simple – buy real estate in Turkey.
We invest in vending massage chairs Business and finance
Инвестируем в вендинговые массажные креслаThe CEO of the JSC Tekhnologii Prikosnoveniya company Litvishko Oleg imparts experience: "Now according to the main list of positions, such as house massage chairs, manual masseurs, massage capes, we see stagnation and even a certain reduction of sales volume. At the same time the total sales grow at the expense of the only model – vending massage chairs".
Purchase of real estate in the United Arab Emirates Real estate
Покупка недвижимости в ОАЭPurchase of real estate in the United Arab Emirates stops being a symbol of inaccessible financial opportunities. Now can afford the small apartment in the United Arab Emirates quite also the person with the moderate income. How to adjoin those who already became the owner of real estate in rich east state – understood.
Rules of behavior during crisis Business and finance
Правила поведения во время кризисаHow many would not speak about crisis on television, did not write in newspapers – it always seems the ephemeral and insignificant phenomenon. Only when it will not come to you to a house threshold, you will not begin to panic. How to behave not to get to an awkward financial situation, to remain afloat and even to hammer together the small capital – read in this article.
Purchase of residential real estate in Switzerland Real estate
Покупка жилой недвижимости в ШвейцарииUnlike purchase of foreign real estate in other countries of Europe, for most of people it is not so simple to make the transaction of purchase and sale in Switzerland, even in the presence of the necessary sum. How really to acquire real estate in this state? What reefs meet on the way of the buyer? About it the speech in this article will also go to
Real estate in Montenegro Real estate
Недвижимость в ЧерногорииThe first and most important factor of popularity of Montenegro real estate is, by itself, rather low cost. Of course, it is it is unlikely possible to expect to catch "a slice of the Central Europe" by an equivalent exchange of a five-storey apartment block in the remote district. But similar manipulation in the presence of butovsky square meters – is quite real.
How to earn on crisis Business and finance
Как заработать на кризисеLet's understand because of what it arose and what it is necessary to expect? On this question hardly there will be two economists with a consensus just as there is no consensus also for the reasons of developing of the Great world depression 29-33kh years and a default in Russia in August, 1998. There are two main concepts of emergence of world financial crisis 2008.
What is the townhouse Real estate
Что такое таунхаусNot so long ago in the Russian market of real estate there was rather new object – a townhouse. The "low fashion" which came from the West quickly found popularity among domestic builders – and it is difficult to reproach them with bad contact directly with the market. Let's try to understand the reasons of so fast gain townhouses of universal recognition.
Purchase of real estate abroad Real estate
Покупка недвижимости за рубежомThe question of purchase of real estate abroad becomes more and more actual. Considering a constant increase in prices for apartments, both in Moscow, and in Moscow area, many Russians pay attention to foreign housing market which is available and attractive. offers information on the prices, offers and rules of purchase of real estate abroad.
Analysis of the market of commercial real estate Real estate
Анализ рынка коммерческой недвижимостиThe real estate can be divided into two big sectors: commercial real estate and residential real estate. Carry office rooms, warehouse, rooms for trade to the commercial and hotel rooms. If the market of residential real estate generally form only supply and demand, in the sphere of the market of the commercial still the set of factors increases.
Review of several segments of the Russian real estate Real estate
Обзор нескольких сегментов российской недвижимостиDespite high risks, profitability in real estate sector the high. And it cannot but attract foreign investors. Of course, the legal and standard situation in the country leaves much to be desired, but, considering high profitability, it was necessary to wait for the strengthened foreign investment not long. After all, anyway, but what it for life without risk?
Analysis and review of the market of real estate fall 2008 Real estate
Анализ и обзор рынка недвижимости осень 20083akonchilos the summer, comes fall. Time to bring results and to look, what changes happened in the market of real estate by September. The report of o events of the market is submitted to your attention. The main changes in the market of real estate which happened for the last some months will be considered, an is so made attempt of the short-term forecast.
Advertizing formula, review of the second: ATL and BTL Business and finance
Формула рекламы, обзор второй: ATL и BTLEach advertiser asks a question how more effectively to spend the advertizing budget. What it is ideal advertizing? We exist a set of ways: Newspapers magazines, Radio, Televidenye Internet, billboards and the other other. In this review we will try to remove the Formula for Internet of Advertising. But about the beginning we will be defined that is the cornerstone of such formula.
How to avoid the conflicts in family business Business and finance
Как избежать конфликтов в семейном бизнесеRather family business there are two points of view: relatives cannot organize the successful and prospering business owing to the relations which developed between them (confidential or, on the contrary, mistrustful). Relatives are capable to create steadily progressing structure. And surprisingly both opinions have firm practical confirmations.
That it is necessary to know about the credits Business and finance
Что нужно знать о кредитахSuch banking product as crediting, now is at popularity peak. Without having in a pocket kopeks, everyone is able to afford any whim. Banks are guaranteed that an overpayment for goods it is on credit insignificant it is small, and even in general is absent. Whether so it actually? In what sum finally the "cheap" credits pour out?
Sale of hair as a way to earn Business and finance
Продажа волос как способ заработатьPeople started earning on sale of hair for a long time – after all the best wigs were made of natural hair (and now become). To sell hair it is necessary to have to start them. Only long hair are suitable for sale (from 25 cm), it is better if not colored and without streaks of gray – but also gray-haired, and colored too approach, simply cost cheaper.
As it is easy to earn Business and finance
Как легко заработатьIt is considered that money needs to be earned with heavy work. And not only money. Even in the word "earn" it is audible "to receive for work". will not consider criminal ways – at least because as a result of people usually loses more, than gets. It is easy to receive money it is possible also in quite lawful ways.
Trade tactics on Forex Currency market
Торговые тактики на ФорексеTrade in the market assumes Forex not only knowledge of analysis tools, more value has existence of own strategy. Strategy develops from consistently or more often in parallel than the used methods of trade. In this material on some main tactics for the situations which are often found in the market will be considered.
Levels of correction of Fibonacci Currency market
Уровни коррекции ФибоначчиOne of important tools of the technical analysis are technological levels. This certain value of the price which at approach of a course to it will be an obstacle for further advance. Graphically it looks as area where the price approached, and further the price on graphics rolled away, then approached once again and again could not overcome resistance.
Analysis of Japanese candles Currency market
Анализ японских свечейOne of the most interesting and poetic types of forecasting on Forex are Japanese candles. It at the same time both analysis method, and type of the schedule. Intrigue already names of figures – morning and evening stars, a gleam in clouds, two flown-up crows, or, a little frighteningly, hung up. Thus Japanese candles yield remarkable results.
The computer analysis on Forex Currency market
Компьютерный анализ на ФорексеThe trader when makes the decision on opening of a trade position, always tries to find as much as possible the confirming factors. When you are more sure of the actions – if you see one signal or collected a little? The more confirmations, the your transaction is less risky. And for the trader there is an option of finding of such helps – the computer analysis.
The fundamental analysis in the market Forex (Forex) Currency market
Фундаментальный анализ на рынке Форекс (Forex)The people working at Forex are called traders and they act with speculative motives. If we knew that in 3 days of euro will become 2% more expensive, we could buy now it, and in 3 days to sell, and to earn to itself these 2% of a gain of the price. That to carry out it, the trader uses various methods of the analysis to predict change of exchange rates.
Online crediting, ch.2 Business and finance
Онлайн кредитование, ч.2In last part of our story about online crediting we considered that this such, and also some technical questions of receiving and issuance of credit. Here we will try to light the moments, useful in practice, to give advice to both participating parties of the online credit. It will be especially important for the beginning creditors.
Online crediting, p.1 Business and finance
Онлайн-кредитование, ч.1The credits densely entered now our life. To live on credit became a fashionable habit for the modern person. How it is better to take the credit if you need financial injections or how to force the money to work, without rising from a chair. Will tell in this article about many aspects of these questions.
Use of plastic cards Business and finance
Использование пластиковых картIn the previous article we considered practically all types of plastic cards existing for today. Now we will finish the begun subject and we will understand subtleties of their use. Clear business, on a card is number, a name of the owner of a card. This information to the ATM will be insufficiently to define you it or not you.
Types of plastic cards Business and finance
Виды пластиковых картIn the world there is a huge number of plastic cards. Everyone has the history, appointment, features, qualities and shortcomings. All plastic cards can be divided into two look: payment and not payment. From a context clearly that the first work with money, the last – no. Let's begin our review with the last.
Network marketing or how to earn in the MLM project Business and finance
Сетевой маркетинг или как заработать в MLM-проектеPresently there were quite frequent offers to earn in various MLM projects or in other words with the help network marketing. Here you will find answers to the following questions: what is MLM, a dethronement of myths about MLM whether really to earn by means of network marketing and how it is better to earn. So, we will begin.
Frauds at an apartment sjema Real estate
Мошенничества при съеме квартирыAt many there comes in life the moment when they have to rent apartment. Now it is quite hard to find the apartment meeting at the price and a situation to our inquiries. Here, as well as in any business connected with money there are swindlers. I want to tell you about the most often found ways of frauds with apartments.
Franchizing and search of the franchisee Business and finance
Франчайзинг и поиск франчайзиSo, as it became clear from the previous article, the franchiser is a person or the company which managed to make the quite good, profitable, working business. It is natural that he wants it to expand. In what way to select from a great number of persons interested of the best. suggests to understand, on what it is necessary to pay first of all attention in such cases?
Franchizing and purchase of the franchize Business and finance
Франчайзинг и покупка франшизыYour main task — the favorable room of money for the purpose of commercialization? Now there was quite widespread phenomenon an application of purchase and sale of franchizes, or, in other words, franchizing. That it for fruit and with what it is eaten, will try to inform to the readers in this article. So, we will begin.
Service consulting, when and where to address Business and finance
Консалтинг услуги, когда и куда обращатьсяMarket technologies develop in present time so promptly, there is a huge number of new technologies, inquiries of consumers grow. Often the company should resort to services of the external consultants or firms specializing on business consultations or as they are called still – consulting firms.
Estimation of cost of the apartment Real estate
Оценка стоимости квартирыSooner or later in life of each person there is a question of the cost of the apartment in which he lives. So the question can be caused by emergence of a set of various factors. In this article it is ready to share information concerning estimation of cost of the apartment.
Psychology of perception of advertizing Business and finance
Психология восприятия рекламыYes, it is possible to agree that advertizing – the progress engine. The commercial often contains interesting and useful information, but sometimes such is thought out that there is a wish to ask: "And who wrote the text to you?" decided to share several useful tips about what has to be advertizing and how to make it more effective.
How to avoid problems at delivery of the apartment Real estate
Как избежать проблем при сдаче квартирыAs if the housing problem was particularly acute, sometimes the housing suddenly is for some time unclaimed by his owners. In these cases competent delivery of housing will help not only to cover the cost of utilities, but also to get profit. And will help to avoid any problems at delivery of the apartment observance of simple rules.
Purchase of a country house Real estate
Покупка загородного домаYou dreamed long ago how will wake up under singing of birds, to leave with will be wiped on a verandah of own house and to inhale aroma of the blossoming herbs? But … that the dream became reality, it is necessary to pass a difficult thorny road under the name "purchase of a country house".
How to privatize the apartment Real estate
Как приватизировать квартируPrivatization is primary transaction in the market at which residential real estate carries over the individual. It is quite difficult to person to understand all nuances of process of privatization therefore is ready to prompt the main steps, at least, with what to begin, what documents to collect, and to what dates of performance to be ready.
How to register open company Business and finance
Как зарегистрировать ОООThe beginning businessman is faced by the mass of important questions. One of them – registration of the firm. In the territory of the Russian Federation the most widespread organizational and legal form of private enterprises is the limited liability company (in abbreviated form "open company"). Will tell about problems of registration of JSC in this article.
How to call firm Business and finance
Как назвать фирмуOne of the main issues arising at the organization of new business is the name choice problem for firm. The good, sonorous name can quite become through some time a recognizable and successful brand. will offer some different approaches to a company name choice, and you solve what of them most of all approaches.
As well as what to take shares Business and finance
Как и какие купить акцииYou earned money, and now want that this money worked for you? You want to acquire shares, but do not know, what shares it is better to take, moreover, and in general, do not know, where and how shares are taken? What risks of your investments? What possible profits? will try to help to understand the arisen questions.
That is necessary for opening of shop Business and finance
Что нужно для открытия магазинаHow to open the shop? What it is necessary to remember thus? What details need to be considered that the shop made profit and was popular? So many questions should be decided that first and you do not know, for what to undertake. Let's try to understand together with that is necessary for opening of shop.
How to use bank cells Business and finance
Как пользоваться банковскими ячейкамиBank cells represent the metal boxes intended for storage of ware values. will dwell upon consideration of how to issue on itself a bank cell, and what rights and duties arise of you and the parties of bank.
How to receive a car loan Business and finance
Как получить автокредитNow practically in any newspaper it is possible to meet the announcements suggesting to buy the car by installments. Not to be trapped and further not to overpay excess percent on the credit, give together with we will understand all nuances of acquisition of the car on credit.
How to make the business plan Business and finance
Как составить бизнес-планAt a certain stage of creation of business there is a need of drawing up the business plan. Any businessman knows, it is how important to make the business plan competently, after all it will serve as the card at the appeal to bank behind the credit or to potential investors.
How quickly to earn money Business and finance
Как быстро заработать деньгиQuite often in our life there is a question of, where and as it is possible to earn money quickly. Each person will look for the answer to this question in the most different areas, because initial positions, knowledge, aspirations at each person the.
How to begin the business Business and finance
Как начать свой бизнесYou consider that business is your elements that your ideas are original that your creative decisions have to bring you stable earnings. You have a readiness to begin, but you do not know with what, actually, to begin. will help to understand.
Money transfers in Russia Business and finance
Денежные переводы в РоссииYour holiday is held under the motto "walk, so to walk", and here one fine day you find out, what money at you ended? Or you want to send the monetary help to the relatives? It is possible to transfer, of course, money a postal order or to transfer them from the account to the account but where it is better to use systems of money transfers.
Where to invest money Business and finance
Куда вложить деньгиIt is not easy to earn money, even more difficult to keep them. It seemed, there would be money, would know where to enclose them. But when already you earned N-nuyu the sum of "free" money, the question of an investment rises very sharply. From Soviet period we remember that money can be invested in bonds, or to carry on preservation and enhancement in bank.
Repayment of a mortgage loan Real estate
Погашение ипотечного кредитаIf you already decided on a choice of mortgage bank, found suitable option of the apartment and obtained a mortgage loan, for you there came the most responsible stage: repayment of the credit. About what problems you can face at this stage and that it is necessary to know at repayment of a mortgage loan, and will tell in this article.
Choice of mortgage bank Real estate
Выбор ипотечного банкаIn the previous articles about a mortgage of told about an assessment of the opportunities when receiving a mortgage loan and about ways to save on a mortgage. Came to change time a question of receiving a mortgage loan in the practical plane, namely to choose mortgage bank. A question this rather important, after all you should work with this bank some years.
How to save at registration of a mortgage loan Real estate
Как сэкономить при оформлении ипотечного кредитаAfter you properly considered everything, weighed all arguments of pros and cons of receiving a mortgage loan, estimated the real opportunities, it is possible to pass directly to crediting procedure. There are some moments which knowledge will help to reduce your costs of registration and use of the credit.
Assessment of the opportunities when receiving a mortgage loan Real estate
Оценка своих возможностей при получении ипотечного кредитаSo, you decided to improve the living conditions and to use for this purpose a mortgage loan. Before starting procedure of registration of such credit, it is important to define the financial and other opportunities, and also to solve, whether the mortgage loan in general is necessary to you. suggests to understand that it is necessary to consider at decision-making.
Bank deposits - when they are favorable Business and finance
Банковские вклады - когда они выгодныTimes of changes in the former Soviet Union passed. In those days the people were afraid to bear money in bank, all were frightened of loss of deposits as a result of reforms of the beginning of the 90th years. Now the situation changed and various banks offer the most various types of deposits. Let's understand all types of bank deposits one after another.
History of ruble and its protection Business and finance
История рубля и его защитаEmergence of the Russian monetary unit – ruble – played not the last role in formation of the state, and also in formation of the currency market of other countries. The Russian ruble has the history of the emergence and development which led it to that look which we use today.
Money and their protection Business and finance
Деньги и их защитаIt is difficult to imagine life of modern society without money. And after all it – only the tool for calculations for goods. However, money has also other functions, but the majority of us got used to see means of payments in money. Many count money the evil, many – the greatest invention of mankind. will address to history of money.
Risks on a mortgage in Russia Real estate
Риски по ипотеке в РоссииThe mortgage in our country is not only it is favorable, but also risky. And put this risky not only for those who borrows money, but also for those who is a creditor. After all the Russian legislation in the questions concerning a mortgage still imperfectly also demands completion on single legal issues.
What is the mortgage – all pros and cons Real estate
Что такое ипотека – все за и противWhat is the mortgage? This term came to us from Greek and in translation means pledge. In a number of the articles will tell you about a mortgage loan, about all its pluses and minuses. If to speak about a mortgage, in relation to real estate, the speech, first of all, goes about the credit which is issued on the security of real estate.
Strategy of "4MA" for work on Forex (Forex) Currency market
Стратегия «4МА» для работы на Форексе (Forex)It is the last article from a series of articles about the international currency market Forex on In it I want to offer the reader quite simple, but at the same time rather effective trade strategy for work on Forex.
Management of the capital in the market Forex (Forex) Currency market
Управление капиталом на рынке Форекс (Forex)Work with open positions in the market Forex it is possible and even it is necessary to automate partially. For this purpose in trade warrants of "Stop loss" and "Take profit" are used. It is possible to translate these concepts as "To stop losses" and "To take profit". Though in Russian often and speak: "Stop loss" and "Teyk profit". These concepts are closely connected with science about management of the capital.
Trade in the market Forex (Forex) Currency market
Торговля на рынке Форекс (Forex)Well here time in practice to test that such trade in the market Forex also came. On you learn from this article, in what currencies it is possible to trade on Forex that such currency pairs what transactions happen, and, at last, learn the transactions mechanism.
Technical analysis of the market Forex (Forex) Currency market
Технический анализ рынка Форекс (Forex)As I also promised, in this article we will closer get acquainted with the technical analysis of the financial markets. To crown it all told about the technical analysis in last article, I will tell that, roughly speaking, the technical analysis is an analysis of price charts (read – exchange rates).
How to speculate on the Forex (Forex) Stock Exchange Currency market
Как играть на бирже Форекс (Forex)Let's consider some aspects of work on Forex in more detail. In particular we will study operation of the mechanism called "a credit shoulder", we will get acquainted with bases of the technical and fundamental analysis.
Market Forex (Forex) Currency market
Рынок Форекс (Forex)For certain many of you already something heard Forex about the international currency market, in any case, traveling on Internet open spaces, saw the banners inviting to join number of dealers in this currency market.
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Macropinna microstoma - fish with the transparent head through which she can see the tubular eyes. According to data of scientists, when hunting for production, such structure helps to protect eyes.